Looking for Fast Personal Loan Approval? Just instaDuit!
instaDuit - Possibly The Best Instant Personal Loan in Malaysia.
Sometimes, a little spare cash goes a long way. Whether it is for a special occasion, a home makeover or an emergency – personal loans can come in handy in many ways.
Often, getting a bank personal loan can be a real hassle but it doesn’t have to be that way. As the most trusted licensed money lender in Malaysia, instaDuit makes personal financing easy, fast and friendly when you apply for a loan with us.
So if you are looking for instant or fast cash loan and the best personal loan in Malaysia, you’re at the right place – Go on, just instaDuit!
2. Age: 21 – 55 years old
3. Location: KL & Selangor
4. Min Income: RM1,500 per month
5. Min 6 months working with current employer
Apply for Personal Loan now
The (Almost) 5 Star Personal Loan Company
instaDuit guarantees the best personal loan lending experience compared to any other banks or lenders in the market
Questions about how to apply for a personal loan?
1. What is a Personal Loan?
A personal loan is a kind of loan that you borrow and then pay back over a set period of time. It has three main parts: the amount of the loan, the loan duration, and the interest rate for the loan. People often apply for personal loans for a variety of reasons, such as paying off credit card debt, purchasing lifestyle needs, gadgets, funding home renovations, paying for education, covering wedding expenses, or settling other personal debts.
For fast personal loan approval, Apply Now
2. Who can apply or is eligible for an instaDuit personal loan?
-
A Malaysian citizen
- 21 – 55 years of age
- Salaried employee
- Minimum 6 months working with current employer
-
Minimum income of RM1,500
- Min 6 months working with current employer
-
Working in KL, Selangor & Putrajaya
-
Not declared bankrupt
- Not under AKPK’s debt management program
For fast personal loan approval, apply online now
3. What documents are required to apply for a Personal Loan?
-
A copy of your NRIC (front and back)
-
Latest 3 months payslips
-
Latest 3 months bank statement that crediting your monthly salary
-
Latest EPF or Tax Declaration Form (BE Form)
-
Utility bill – Electricity, water, etc
For fast personal loan approval, Apply Now
4. Do I need to have a bank account to apply for an instaDuit loan?
Yes, although this is a cash loan, borrowers must have an active bank account. A bank account is required for the loan amount to be paid to. The bank account needs to be registered with your name and current home address.
For fast personal loan approval, Apply Now
5. What is the loan amount that I can apply for? Is there a minimum or maximum loan amount?
Our loan ranges between RM1,000 and RM10,000. However, any amount beyond that will be reviewed by our team on a case to case basis.
For fast personal loan approval, Apply Now
6. How much personal loan can i get on my salary in Malaysia?
We consider each personal loan application carefully. The amount of the approved loan depends on a number of factors including your salary, your monthly commitments and your credit score history. At instaDuit, we believe in responsible financing and approve our customer’s loans based on your best interest as we do not want you to overstretch your finances.
For fast personal loan approval, Apply Now
7. How long is the loan period?
We offer flexible loan repayments between 6 and 48 months.
For fast personal loan approval, Apply Now
8. What is the personal loan interest rate for instaDuit?
Our personal loan interest rates ranges from 12% per annum with collateral (secured loan) to 18% per annum without collateral (unsecured loan)
For fast personal loan approval, Apply Now
9. Are there any security deposit or advance installment fees when you apply for an instaDuit loan?
No, we do not take any security deposit or advance installment fees.
For fast personal loan approval, Apply Now
10. Are there any additional charges that when applying for a loan?
For fast personal loan approval, Apply Now
11. Do I need a guarantor or collateral?
We do not require any guarantor or collateral.
For fast personal loan approval, Apply Now
12. How is the monthly repayment amount calculated?
Monthly repayment is calculated according to:
- Loan amount (a)
- Loan tenure in months (b)
- Flat interest rate of 1.5% per month (c)
Monthly repayment amount = [(a*b*c) + (a)] / (n)
For fast personal loan approval, Apply Now
13. Is instaDuit a legal money lender or credit community?
Yes, BB Capital Sdn Bhd a trusted legal licensed money lender and a credit community member of KPKT. Our KPKT registration number is WL6540/10/01-5/151124
For your ease of mind, you can validate our company on KPKT’s official mobile app called i-KREDITKOM that can be downloaded from the KPKT website.
For fast personal loan approval, Apply Now
14. Do you hold your customers' ATM card?
No, we will not request or hold our customers’ ATM card.
15. Do you offer flexible repayment tenures and what is the monthly loan repayment?
Absolutely. At instaDuit, we offer flexible monthly repayments and tenures. You may refer to the monthly loan repayment schedule below
Alternatively, you may also use our personal loan calculator to calculate your desired monthly repayment amount You may find the instaDuit personal loan calculator on the top of our main page at www.instaduit.com
16. How do I compare and pick the best Personal Loan?
To get the best loan that suits you, you may use our personal loan calculator to calculate your desired monthly repayment amount Our instaDuit personal loan calculator can be found on our main page www.instaduit.com
17. Do I have to visit your office as part of the loan application?
As part of KPKT’s regulations, all customers are required to visit our office in person to sign the loan agreement. Upon approval of your application, we will schedule an appointment for the loan agreement signing at our office.
18. What is the best personal loan for me?
instaDuit, of course. We provide the best instant personal loan and are the most trusted KPKT Licensed Money Lender in Malaysia.
1. Will you be performing a credit bureau check on me?
Yes. As part of your loan application we will request your credit report from a leading credit bureau agency.
Credit bureau agencies give us a range of information about potential borrowers. Most of the information held by the credit reference agencies relates to how you have maintained your credit and public records including your debt repayment behaviour, insolvency and bankruptcy data.
For fast loan approval, apply online now
2. What is a credit history?
A credit history is the record of how a person has managed his or her credit in the past, including total debts, number of credit lines, and timeliness of repayments. Credit history is important because it indicates your ability to commit to a loan repayment. A person’s credit history is obtained from banks, credit card companies, collection agencies, and government agencies.
In Malaysia, one of the major credit reports that stores all your credit histories is the Central Credit Reference Information System (CCRIS).This credit report stores all your from all financial service providers in Malaysia for up to 12 months.
For fast loan approval, apply online now
3. What is a credit score?
A credit score, is a 3 digit number that indicates how good your credit worthiness is and how likely are you to be approved for your next loan.
A good credit score can increase your chances of getting a loan approved but a bad credit score presents serious problems with your personal finances and you are more likely to get rejected when applying for a personal loan.You can find out more about credit scores here.
For fast loan approval, apply online now
4. I have finished my part of the loan application, what happens next?
Once you have submitted your application, we will go through your details to determine if you are eligible for the loan.
During this time, we may reach out to you to ask for some additional documentation and information to confirm your identity.
We may ask you for supporting documentations such as your NRIC, utility bills lto proof your home address as well as financial statements like your income pay slip and bank account statement. The purpose of us performing these checks is to protect you from scammers who might imitate your identify without your knowledge.
When you submit your documentation and details, please ensure that:
-
The details on your application is the same as your identification documents i.e. your name and address
-
The documentation to proof your address is within the recent three months
-
Your bank statement clearly shows the bank name, your name, bank account account number; and the statements are also dated within the recent three months.
For fast loan approval, apply online now
5. How long would it take before i know my application is approved?
We aim to get you a fast loan approval within 24 hours or less. This also depends on full documentation and information that you provided us.
For fast loan approval, apply online now
6. How are you able to deliver such fast loan approval?
We have built an intelligent digital platform that enables us to make a speedy approval decision for you.
However, to get fast loan approval, please be sure to submit all your complete documents accordingly.
For fast loan approval, apply online now
7. Why is the approved loan amount different from I applied for?
We consider each application carefully on an individual basis.
The eligibility for a loan or the approved loan amount will depend on your credit profile and our assessment of your ability to afford all repayments over the life of the loan. We also want to help make sure you’ll be able to make your monthly repayments without overstretching your finances.
For fast loan approval, apply online now
8. Why is my loan application rejected?
We consider each application carefully on an individual basis. There are a number of reasons why a loan application is not approved – ranging from poor credit history, low credit score to having too many loans. However, we are doing this because of your best interest so that you don’t overstretching your finances and get into money problems.
For fast loan approval, apply online now
9. Is my personal information safe with instaDuit?
1. My personal loan has been approved, what next?
Congratulations! We will invite you to review and sign the loan agreement at our office. Once the loan agreement has been signed, the approved loan amount will be transferred to your account via online banking transfer.
As part of KPKT’s regulations, all money lenders can only disburse the loan amount via online banking transfer. No cash disbursement is allowed.
2. How long would it take for my loan to be paid to my bank account?
3. How can I start paying my instaDuit loan repayments?
-
Internet Banking – Instant Transfer or Interbank GIRO (IBG)
- DuitNow
-
Cash deposit
-
MEPS ATM fund transfer
4. Can I settle my loan repayments fully earlier before the loan tenure?
5. What if I am late with my loan repayments?
6. I’m having some financial challenges, where can I get help?
If you have difficulties in making repayments, you should contact us as early as possible to discuss the repayment alternatives.
Alternatively, you may approach Agensi Kaunseling dan Pengurusan Kredit (AKPK), to seek advise to assist with your situation. KPKT is an agency established by BNM (Bank Negara Malaysia) to provide free advisory services on managing your money, credit management, debt restructuring and financial education for individuals. To reach them, you may call 03-2616 7766.
7. What if I do not pay my loan back in full?
Legal action may be taken against you in the event of default of loan repayment. You will have to bear all cost, expenses and fees (including and without limitation of the solicitors cost) which the company may incur, in the enforcement to recover the loan.
Legal action against you may affect your credit rating which may lead to credit being more difficult or denied any loans from banks or lending companies in the future.
8. What do I need to do if there are changes to my contact details (phone, e-mail and address)?
It is important for you to inform us if there are any changes to your contact details to ensure that all communications reach you in a timely manner.
1. We are aware that there are parties out there who are impersonating our company and using our name: BB Capital Sdn Bhd. If you think you have been approached by a scammer, please read on.
If you suspect you have been approached by a scammer, please read on for more details. This is normally how a scammer cheats their victims: –
1. They will use a fake website, social media or ads account to lure their victims.
2. Once the victims have provided their info, they will contact them claiming to be from ‘BB Capital Sdn Bhd’
3. They will only communicate via Whatsapp and voice notes, they would not answer voice calls
4. Upon ‘approval’, they will ask the victims to pay for a ‘deposit’ or insurance coverage which in normally in the hundreds of ringgit
5. After that, the victims will be asked to transfer another sum of money to their account as pre-payment to open an account
6. These accounts are normally in the names of individuals instead of a company account
7. They will intimidate and pressure the victims if they do not transfer the money. For example, they will threaten to blackmail the victims to disclose their information to the authorities
8. Once the money is transferred, the scammers will disappear
As a licensed credit community, we do not request for any upfront payments nor request our customers to transfer any money to third party bank accounts. Additionally, instaDuit or BB Capital Sdn Bhd currently only serves customers in KL & Selangor.
Please be cautious if you receive any calls or messages from any suspicious parties who claims to be from our company. You may use a mobile app like True Caller or www.truecaller.com to identify the number that contacted you. Please do not be intimidated or pressured by them.
If you have scammed by them, we encourage you to make a police report with the phone number and bank account details that are being used by these scammers so that the authorities can start an investigation.
If you are still unsure, please contact or whatsapp us at 017 215 9500 for verification.
2. How do I know if you are a scammer or not?
2. Our official website is www.instaduit.com and our official contact number is 017 215 9500
3. We will never ask for any advanced payments from our customer application
4. We will never ask anyone to transfer any money to a third party account.
3. What do I do with the info that I have shared with the scammers?
4. The scammers are threatening me, what should I do?
Typically, there scammers will play mind tricks by threatening you with reasons like taking legal action or blacklisting your account if their instructions are not followed immediately
These syndicates usually want to make a quick buck and they might pressure you to transfer more ‘deposits’ or ‘downpayment’ . If they do so, please do not be intimidated or transfer any more money to them.
Instead, please report this to the authorities and inform the scammer that a report has been made against them.
5. What can I do if I have been scammed?
You can make a report by calling 997, the National Scam Response Centre (NSRC). The NSRC focuses on online financial scams – that is, instances where victims notice unauthorised transactions from their bank account and instances where victims are tricked into transferring funds via online financial services.
We also encourage you to make a police report with the phone number and bank account details that are being used by these scammers so that the authorities can start an investigation.
- Before You Apply
-
1. What is a Personal Loan?
A personal loan is a kind of loan that you borrow and then pay back over a set period of time. It has three main parts: the amount of the loan, the loan duration, and the interest rate for the loan. People often apply for personal loans for a variety of reasons, such as paying off credit card debt, purchasing lifestyle needs, gadgets, funding home renovations, paying for education, covering wedding expenses, or settling other personal debts.
For fast personal loan approval, Apply Now
2. Who can apply or is eligible for an instaDuit personal loan?
You may apply for an instaDuit personal loan if you are:-
A Malaysian citizen
- 21 – 55 years of age
- Salaried employee
- Minimum 6 months working with current employer
-
Minimum income of RM1,500
- Min 6 months working with current employer
-
Working in KL, Selangor & Putrajaya
-
Not declared bankrupt
- Not under AKPK’s debt management program
For fast personal loan approval, apply online now
3. What documents are required to apply for a Personal Loan?
If you are currently employed, you would need:-
A copy of your NRIC (front and back)
-
Latest 3 months payslips
-
Latest 3 months bank statement that crediting your monthly salary
-
Latest EPF or Tax Declaration Form (BE Form)
-
Utility bill – Electricity, water, etc
For fast personal loan approval, Apply Now
4. Do I need to have a bank account to apply for an instaDuit loan?
Yes, although this is a cash loan, borrowers must have an active bank account. A bank account is required for the loan amount to be paid to. The bank account needs to be registered with your name and current home address.
For fast personal loan approval, Apply Now
5. What is the loan amount that I can apply for? Is there a minimum or maximum loan amount?
Our loan ranges between RM1,000 and RM10,000. However, any amount beyond that will be reviewed by our team on a case to case basis.
For fast personal loan approval, Apply Now
6. How much personal loan can i get on my salary in Malaysia?
We consider each personal loan application carefully. The amount of the approved loan depends on a number of factors including your salary, your monthly commitments and your credit score history. At instaDuit, we believe in responsible financing and approve our customer’s loans based on your best interest as we do not want you to overstretch your finances.
For fast personal loan approval, Apply Now
7. How long is the loan period?
We offer flexible loan repayments between 6 and 48 months.
For fast personal loan approval, Apply Now
8. What is the personal loan interest rate for instaDuit?
Our personal loan interest rates ranges from 12% per annum with collateral (secured loan) to 18% per annum without collateral (unsecured loan)
For fast personal loan approval, Apply Now
9. Are there any security deposit or advance installment fees when you apply for an instaDuit loan?
No, we do not take any security deposit or advance installment fees.
For fast personal loan approval, Apply Now
10. Are there any additional charges that when applying for a loan?
There are statutory charges that you need to pay such as legal and stamp duty fees. However, this is only applicable once your loan is approved and you have agreed to sign up for the loan.For fast personal loan approval, Apply Now
11. Do I need a guarantor or collateral?
We do not require any guarantor or collateral.
For fast personal loan approval, Apply Now
12. How is the monthly repayment amount calculated?
Monthly repayment is calculated according to:
- Loan amount (a)
- Loan tenure in months (b)
- Flat interest rate of 1.5% per month (c)
Monthly repayment amount = [(a*b*c) + (a)] / (n)
For fast personal loan approval, Apply Now
13. Is instaDuit a legal money lender or credit community?
Yes, BB Capital Sdn Bhd a trusted legal licensed money lender and a credit community member of KPKT. Our KPKT registration number is WL6540/10/01-5/151124
For your ease of mind, you can validate our company on KPKT’s official mobile app called i-KREDITKOM that can be downloaded from the KPKT website.
For fast personal loan approval, Apply Now
14. Do you hold your customers' ATM card?
No, we will not request or hold our customers’ ATM card.
15. Do you offer flexible repayment tenures and what is the monthly loan repayment?
Absolutely. At instaDuit, we offer flexible monthly repayments and tenures. You may refer to the monthly loan repayment schedule below
Alternatively, you may also use our personal loan calculator to calculate your desired monthly repayment amount You may find the instaDuit personal loan calculator on the top of our main page at www.instaduit.com16. How do I compare and pick the best Personal Loan?
To get the best loan that suits you, you may use our personal loan calculator to calculate your desired monthly repayment amount Our instaDuit personal loan calculator can be found on our main page www.instaduit.com
17. Do I have to visit your office as part of the loan application?
As part of KPKT’s regulations, all customers are required to visit our office in person to sign the loan agreement. Upon approval of your application, we will schedule an appointment for the loan agreement signing at our office.
18. What is the best personal loan for me?
instaDuit, of course. We provide the best instant personal loan and are the most trusted KPKT Licensed Money Lender in Malaysia.
-
- During Application
-
1. Will you be performing a credit bureau check on me?
Yes. As part of your loan application we will request your credit report from a leading credit bureau agency.
Credit bureau agencies give us a range of information about potential borrowers. Most of the information held by the credit reference agencies relates to how you have maintained your credit and public records including your debt repayment behaviour, insolvency and bankruptcy data.
For fast loan approval, apply online now
2. What is a credit history?
A credit history is the record of how a person has managed his or her credit in the past, including total debts, number of credit lines, and timeliness of repayments. Credit history is important because it indicates your ability to commit to a loan repayment. A person’s credit history is obtained from banks, credit card companies, collection agencies, and government agencies.
In Malaysia, one of the major credit reports that stores all your credit histories is the Central Credit Reference Information System (CCRIS).This credit report stores all your from all financial service providers in Malaysia for up to 12 months.
For fast loan approval, apply online now
3. What is a credit score?
A credit score, is a 3 digit number that indicates how good your credit worthiness is and how likely are you to be approved for your next loan.
A good credit score can increase your chances of getting a loan approved but a bad credit score presents serious problems with your personal finances and you are more likely to get rejected when applying for a personal loan.You can find out more about credit scores here.
For fast loan approval, apply online now
4. I have finished my part of the loan application, what happens next?
Once you have submitted your application, we will go through your details to determine if you are eligible for the loan.
During this time, we may reach out to you to ask for some additional documentation and information to confirm your identity.
We may ask you for supporting documentations such as your NRIC, utility bills lto proof your home address as well as financial statements like your income pay slip and bank account statement. The purpose of us performing these checks is to protect you from scammers who might imitate your identify without your knowledge.
When you submit your documentation and details, please ensure that:
-
The details on your application is the same as your identification documents i.e. your name and address
-
The documentation to proof your address is within the recent three months
-
Your bank statement clearly shows the bank name, your name, bank account account number; and the statements are also dated within the recent three months.
For fast loan approval, apply online now
5. How long would it take before i know my application is approved?
We aim to get you a fast loan approval within 24 hours or less. This also depends on full documentation and information that you provided us.
For fast loan approval, apply online now
6. How are you able to deliver such fast loan approval?
We have built an intelligent digital platform that enables us to make a speedy approval decision for you.
However, to get fast loan approval, please be sure to submit all your complete documents accordingly.
For fast loan approval, apply online now
7. Why is the approved loan amount different from I applied for?
We consider each application carefully on an individual basis.
The eligibility for a loan or the approved loan amount will depend on your credit profile and our assessment of your ability to afford all repayments over the life of the loan. We also want to help make sure you’ll be able to make your monthly repayments without overstretching your finances.
For fast loan approval, apply online now
8. Why is my loan application rejected?
We consider each application carefully on an individual basis. There are a number of reasons why a loan application is not approved – ranging from poor credit history, low credit score to having too many loans. However, we are doing this because of your best interest so that you don’t overstretching your finances and get into money problems.
For fast loan approval, apply online now
9. Is my personal information safe with instaDuit?
Don’t worry, you can be assured that your personal information is in safe hands. We have strict policies and security when we process your data in accordance with our Terms of Use and Privacy Notice. We will never disclose your information to a third party without your consent. -
- After Application
-
1. My personal loan has been approved, what next?
Congratulations! We will invite you to review and sign the loan agreement at our office. Once the loan agreement has been signed, the approved loan amount will be transferred to your account via online banking transfer.
As part of KPKT’s regulations, all money lenders can only disburse the loan amount via online banking transfer. No cash disbursement is allowed.
2. How long would it take for my loan to be paid to my bank account?
We will deposit the approved loan amount to your bank account within the same day from signing the agreement.3. How can I start paying my instaDuit loan repayments?
You can repay your loan via a number of ways:-
Internet Banking – Instant Transfer or Interbank GIRO (IBG)
- DuitNow
-
Cash deposit
-
MEPS ATM fund transfer
4. Can I settle my loan repayments fully earlier before the loan tenure?
Yes, you may. Early settlement charges apply if you wish to settle your loan fully before the end of the loan tenure.5. What if I am late with my loan repayments?
We advise you to pay on or before the due date.If you are late in your monthly payment, you will be charged a late payment charges as stipulated in your loan agreement.6. I’m having some financial challenges, where can I get help?
If you have difficulties in making repayments, you should contact us as early as possible to discuss the repayment alternatives.
Alternatively, you may approach Agensi Kaunseling dan Pengurusan Kredit (AKPK), to seek advise to assist with your situation. KPKT is an agency established by BNM (Bank Negara Malaysia) to provide free advisory services on managing your money, credit management, debt restructuring and financial education for individuals. To reach them, you may call 03-2616 7766.
7. What if I do not pay my loan back in full?
Legal action may be taken against you in the event of default of loan repayment. You will have to bear all cost, expenses and fees (including and without limitation of the solicitors cost) which the company may incur, in the enforcement to recover the loan.
Legal action against you may affect your credit rating which may lead to credit being more difficult or denied any loans from banks or lending companies in the future.
8. What do I need to do if there are changes to my contact details (phone, e-mail and address)?
It is important for you to inform us if there are any changes to your contact details to ensure that all communications reach you in a timely manner.
-
- Scammer Alert
-
1. We are aware that there are parties out there who are impersonating our company and using our name: BB Capital Sdn Bhd. If you think you have been approached by a scammer, please read on.
If you suspect you have been approached by a scammer, please read on for more details. This is normally how a scammer cheats their victims: –
1. They will use a fake website, social media or ads account to lure their victims.
2. Once the victims have provided their info, they will contact them claiming to be from ‘BB Capital Sdn Bhd’
3. They will only communicate via Whatsapp and voice notes, they would not answer voice calls
4. Upon ‘approval’, they will ask the victims to pay for a ‘deposit’ or insurance coverage which in normally in the hundreds of ringgit
5. After that, the victims will be asked to transfer another sum of money to their account as pre-payment to open an account
6. These accounts are normally in the names of individuals instead of a company account
7. They will intimidate and pressure the victims if they do not transfer the money. For example, they will threaten to blackmail the victims to disclose their information to the authorities
8. Once the money is transferred, the scammers will disappear
As a licensed credit community, we do not request for any upfront payments nor request our customers to transfer any money to third party bank accounts. Additionally, instaDuit or BB Capital Sdn Bhd currently only serves customers in KL & Selangor.
Please be cautious if you receive any calls or messages from any suspicious parties who claims to be from our company. You may use a mobile app like True Caller or www.truecaller.com to identify the number that contacted you. Please do not be intimidated or pressured by them.
If you have scammed by them, we encourage you to make a police report with the phone number and bank account details that are being used by these scammers so that the authorities can start an investigation.
If you are still unsure, please contact or whatsapp us at 017 215 9500 for verification.
2. How do I know if you are a scammer or not?
1. Our official registered company name is BB Capital Sdn Bhd
2. Our official website is www.instaduit.com and our official contact number is 017 215 9500
3. We will never ask for any advanced payments from our customer application
4. We will never ask anyone to transfer any money to a third party account.A scammer would typically communicate via Whatsapp and voice notes, they would not answer voice calls. If you are in doubt, please contact us at 017 215 9500 and we will be happy to verify our details with you3. What do I do with the info that I have shared with the scammers?
If you have sent your personal details and documents to the scammers, unfortunately there is nothing much that can be done. If you used Whatsapp, you can try to delete the documents and messages by using the function ‘delete for everyone’.4. The scammers are threatening me, what should I do?
Typically, there scammers will play mind tricks by threatening you with reasons like taking legal action or blacklisting your account if their instructions are not followed immediately
These syndicates usually want to make a quick buck and they might pressure you to transfer more ‘deposits’ or ‘downpayment’ . If they do so, please do not be intimidated or transfer any more money to them.
Instead, please report this to the authorities and inform the scammer that a report has been made against them.
5. What can I do if I have been scammed?
You can make a report by calling 997, the National Scam Response Centre (NSRC). The NSRC focuses on online financial scams – that is, instances where victims notice unauthorised transactions from their bank account and instances where victims are tricked into transferring funds via online financial services.
We also encourage you to make a police report with the phone number and bank account details that are being used by these scammers so that the authorities can start an investigation.